Go to content

Independent auditors’ report

To the Ministry of Industry, Business and Financial Affairs

Auditors’ report on the consolidated and Parent Company financial statements

Opinion
We have audited the consolidated and parent financial statements of the independent public company Finansiel Stabilitet for the financial year 1 January to 31 December 2022, comprising the income statement, statement of comprehensive income, balance sheet, statement of changes in equity and notes, including accounting policies, for the Group as well as for the Parent Company and the cash flow statement for the Group.  The consolidated financial statements are presented in accordance with the International Financial Reporting Standards (IFRS) as adopted by the EU, while the parent financial statements are presented in accordance with the Danish Financial Business Act.
In our opinion, the consolidated and parent financial statements give a true and fair view of the Group’s and the Parent Company’s financial position as at 31 December 2022 and of the results of the Group’s and the Parent Company’s operations and consolidated cash flows for the financial year 1 January to 31 December 2022 in accordance with International Financial Reporting Standards (IFRS) as adopted by the EU in respect of the consolidated financial statements and in accordance with the Danish Financial Business Act in respect of the parent financial statements.
Basis for opinion
We conducted our audit in accordance with International Standards on Auditing and the additional requirements
applicable in Denmark, and in accordance with standards on public auditing as the audit is conducted on the basis of the provisions of the Danish Act on Restructuring and Resolution of Certain Financial Enterprises and the Danish Auditor General’s Act. Our responsibilities under those standards and requirements are further described in the “Auditor’s responsibilities for the audit of the consolidated and parent financial statements” section of our report.
The Auditor General is independent of Finansiel Stabilitet in accordance with section 1(6) of the Danish Auditor General’s Act and the approved auditor is independent of Finansiel Stabilitet in accordance with the International Ethics Standards Board for Accountants' Code of Ethics for Professional Accountants (IESBA Code) and the additional ethical requirements applicable in Denmark. We have both fulfilled our other ethical responsibilities in accordance with these rules and requirements.
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Management’s responsibilities for the consolidated and parent financial statements
Management is responsible for the preparation and fair presentation of the consolidated and parent financial statements in accordance with International Financial Reporting Standards as adopted by the EU with respect to the consolidated financial statements and in accordance with the Danish Financial Business Act with respect to the parent financial statements. Management is also responsible for such internal control as Management determines is necessary to enable the preparation of consolidated and parent financial statements that are free from material misstatement, whether due to fraud or error. 
In preparing the financial statements, Management is responsible for assessing the Group’s and the Parent Company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern, and using the going concern basis of accounting in the preparation of the consolidated and parent company financial statements unless Management intends either to liquidate the Group and the Parent Company or to cease operations, or has no realistic alternative but to do so. 
Auditor’s responsibilities for the audit of the consolidated and parent financial statements
Our objectives are to obtain reasonable assurance about whether the consolidated and parent financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors’ report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with International Standards on Auditing and additional requirements applicable in Denmark as well as the standards on public auditing, as the audit is conducted on the basis of the provisions of the Danish Act on Restructuring and Resolution of Certain Financial Enterprises and the Danish Auditor General’s Act, will always detect a material misstatement when it exits. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated and parent financial statements. 
As part of an audit in accordance with International Standards on Auditing and additional requirements applicable in Denmark as well as the standards on public auditing, as the audit is conducted on the basis of the provisions of the Danish Act on Restructuring and Resolution of Certain Financial Enterprises and the Danish Auditor General’s Act, we exercise professional judgement and maintain professional scepticism throughout the audit. We also:
  • Identify and assess the risks of material misstatement of the consolidated and parent financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
  • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control.
  • Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by Management.
  • Conclude on the appropriateness of Management’s use of the going concern basis of accounting in the preparation of the consolidated financial statements and the parent financial statements, and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Group’s and the Parent Company’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditors’ report to the related disclosures in the consolidated and parent financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusion is based on the audit evidence obtained up to the date of our auditors’ report. However, future events or conditions may cause the Group and the Parent Company to cease to continue as a going concern.
  • Evaluate the overall presentation, structure and content of the consolidated and parent financial statements, including the disclosures in the notes, and whether the consolidated and parent financial statements represent the underlying transactions and events in a manner that achieves fair presentation.
We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.
Statement on the Management’s review
Management is responsible for the Management’s review.
Our opinion on the consolidated and parent financial statements does not cover the management’s review, and we do not express any form of assurance conclusion thereon.
In connection with our audit of the consolidated and parent financial statements, our responsibility is to read the management’s review and, in doing so, consider whether the management’s review is materially inconsistent with the consolidated and parent financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated.
Moreover, it is our responsibility to consider whether the management’s review provides the information required under the Danish Financial Business Act.
Based on the work we have performed, we conclude that the management’s review is in accordance with the consolidated and parent financial statements and has been prepared in accordance with the requirements of the Danish Financial Statements Act.
We did not identify any material misstatement of the management’s review.

Report on other legal and regulatory requirements

Statement on compliance audit and performance audit
Management is responsible for ensuring that the transactions comprised by the financial reporting are in accordance with appropriations granted, laws and other regulations and with agreements concluded and normal practice. Management is also responsible for ensuring that due financial consideration has been taken of the management of the funds and the operation of the enterprises comprised by the financial statements. As part of this, Management is responsible for establishing systems and processes that support economy, productivity and efficiency.
In connection with our audit of the financial statements, our responsibility is in accordance with the standards on public auditing to perform a compliance audit and a performance audit, respectively, of selected subject matters.
In a compliance audit we verify with reasonable assurance in regards to the selected subject matters whether the transactions comprised by the financial reporting are in accordance with appropriations, laws and other regulations and with agreements concluded and normal practice.
In a performance audit, we assess with reasonable assurance whether the examined systems, processes or transactions support due financial considerations in the administration of the funds and the operations of the entities comprised by the financial statements.
If, on the basis of the work performed, we conclude that this gives rise to material critical comments, we are required to report thereon.
We have no material critical comments to report in that respect.
Copenhagen, 17 March 2023
EY
Godkendt Revisionspartnerselskab
Business reg. no. (CVR) 30 70 02 28
The National Audit Office of Denmark
Business reg. no. (CVR) 77 80 61 13
Lars Rhod Søndergaard
State-Authorised Public Accountant
mne28632
Yvan Pedersen
Assistant Auditor General
Bjørn Würtz Rosendal
State-Authorised Public Accountant
mne40039
Marie Katrine Bisgaard Lindeløv
Head of Department