Group | Parent company | |||
(DKKm) | 2023 | 2022 | 2023 | 2022 |
8. Staff costs and administrative expenses | ||||
Remuneration, the Board of Directors, 7 members both years | 1 | 1 | 1 | 1 |
Salary, Management Board, 1 member both years | 3 | 3 | 3 | 3 |
Remuneration and salary, Board of Directors and Management Board | 4 | 4 | 4 | 4 |
Staff costs | ||||
Salaries | 33 | 35 | 33 | 35 |
Pensions | 4 | 4 | 3 | 4 |
Total | 37 | 39 | 36 | 39 |
Other administrative expenses | 34 | 93 | 28 | 84 |
Total | 75 | 136 | 68 | 127 |
Average number of employees converted into full-time equivalent | 43 | 41 | 43 | 41 |
Total present value of pension obligations | 24 | 27 | 24 | 6 |
---|---|---|---|---|
Movements in provisions for defined benefit plans | ||||
Provision, beginning of year | 27 | 29 | 6 | 7 |
Additions | 0 | 0 | 18 | 0 |
Calculated interest expenses | 1 | 1 | 1 | 0 |
Actuarial gains/losses | -1 | -1 | 1 | 0 |
Pensions paid | -2 | -2 | -2 | -1 |
Provision, end of year (the figures may include rounding differences) | 24 | 27 | 24 | 6 |
Defined benefit costs recognised in the income statement/ other comprehensive income | ||||
Calculated interest expenses | 1 | 1 | 1 | 0 |
Actuarial gains/losses | -1 | -1 | 1 | 0 |
Defined benefit costs | 0 | 0 | 2 | 0 |
Actuarial assumptions | ||||
Discount rate | 3.5% | 4.0% | 3.5% | 4.0% |
Pension adjustment rate | 3.5% | 3.5% | 3.0% | 3.5% |
Fees to auditors appointed in general meeting | ||||
Total fees to the auditors appointed in general meeting (EY) can be specified as follows: | ||||
Statutory audit | 0.5 | 0.4 | 0.5 | 0.4 |
Non-audit services | 0.3 | 0.1 | 0.1 | 0.1 |
Total audit fees | 0.8 | 0.5 | 0.6 | 0.5 |
Group | Parent company | |||
(DKKm) | 2023 | 2022 | 2023 | 2022 |
9. Other operating expenses | ||||
Provision for litigation and settlement | 1 | 25 | 1 | 37 |
Other operating expenses | 3 | 4 | 0 | 4 |
Total | 4 | 29 | 1 | 41 |
(DKKm) | Group | |
10. Impairment losses on loans, advances and receivables, etc. | ||
2023 | ||
Loans, advances and other receivables at amortised cost | Loans, etc. Stage 3 credit-impaired | Impact on operations |
Impairment losses and provisions, beginning of year | 846 | |
Amount lost on previously written-down debt | -307 | |
Impairment losses and provisions during the year | 5 | 5 |
Reversed impairment losses and provisions | -30 | -30 |
Impairment losses and provisions, end of year | 514 | -25 |
Amounts received on previously written-off claims etc. | -51 | |
Impairment losses charged to income statement | -76 |
Impairment losses/adjustment for credit risk, end of year | Impairment losses, beginning of year | Finally lost | Impairment losses during the year | Reversed impairment losses | Impairment losses, end of year |
Due from credit institutions | 0 | 0 | 0 | 0 | 0 |
Loans and advances at amortised cost | 838 | -307 | 5 | -25 | 511 |
Guarantees | 8 | 0 | 0 | -5 | 3 |
Total | 846 | -307 | 5 | -30 | 514 |