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10. Impairment losses on loans, advances and receivables, etc. – continued

2023
Loans, advances and other receivables at amortised cost
Loans, etc. Stage 3 credit-impaired
Impact on operations
Impairment losses and provisions, beginning of year
574
Amount lost on previously written-down debt
-137
Impairment losses and provisions during the year
2
2
Reversed impairment losses and provisions
-21
-21
Impairment losses and provisions, end of year
418
-19
Amounts received on previously written-off claims etc.
-47
Impairment losses charged to income statement
-66
Impairment losses/adjustment for credit risk, end of year
Impairment losses, beginning of year
Finally lost
Impairment losses during the year
Reversed impairment losses
Impairment losses, end of year
Due from credit institutions
0
0
0
0
0
Loans and advances at amortised cost
571
-140
2
-18
415
Guarantees
3
3
0
-3
3
Total
574
-137
2
-21
418