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Group
Parent company
(DKKm)
2024
2023
2024
2023

11. Loans, advances and other receivables

Loans, advances and other receivables at amortised cost
52
53
35
33
Impairment losses
498
511
433
415
Total loans, advances and other receivables before impairment losses
550
564
468
448
Break-down:
Loans, advances and other receivables at amortised cost
282
294
228
224
Claims against estates in bankruptcy etc.
268
270
240
224
Total loans and advances, gross
550
564
468
448
Broken down by term to maturity
On demand
522
533
460
440
3 months or less
1
1
0
0
Between 3 months and 1 year
3
3
2
2
Between 1 and 5 years
8
11
3
4
More than 5 years
16
16
3
2
Total
550
564
468
448
Credit risk
Credit risk is defined as the risk of loss because customers or counterparties fail to meet all or part of their obligations. In consequence of Finansiel Stabilitet’s objects of resolving or restructuring failing banks, the Company has taken over a considerable credit risk exposure.
During the period after Finansiel Stabilitet’s takeover of subsidiaries, new credits have to a limited extent been granted in cases where this has been deemed to reduce the overall risk of losses. For further description of credit risk, see note 18.
Credit exposure
Balance sheet items
Cash in hand and demand deposits with central banks
13,569
11,515
13,569
11,515
Due from credit institutions and central banks
10
6
5
6
Loans, advances and other receivables at amortised cost
52
53
35
33
Total credit exposure recognised in balance sheet
13,631
11,574
13,609
11,554
Off-balance sheet items
Loss guarantees for mortgage loans
80
98
80
96
Total credit exposure
13,711
11,672
13,689
11,650
Related collateral is set out further below in note 11.
Finansiel Stabilitet | Annual report 2024